Mortgage Home Purchase Loans without the Hassle!

ITIN loans, also known as Individual Taxpayer Identification Number loans, are a specialized type of mortgage loan designed for individuals who do not have a social security number but possess an ITIN.

These loans are primarily aimed at non-US citizens and residents who want to finance their home purchase or refinance without a social security number.ITIN loans provide an opportunity for individuals who may not qualify for traditional loans due to their immigration status or lack of a social security number.

Lenders offering ITIN loans evaluate borrowers based on their credit history, income, and other factors, allowing them to obtain financing for their housing needs. ITIN loans can be used for a variety of residential properties, including primary residences, second homes, and investment properties.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

✅ Gather necessary documents: Collect your ITIN, proof of identity, proof of income, credit history, and other required documentation.
✅ Prequalification: Contact lenders to see if you meet their criteria and get prequalified.
✅ Loan Application: Complete the application with information about the property, employment, income, and other requested details.
✅ Underwriting: The lender reviews your application, verifies information, assesses creditworthiness, and may appraise the property.
✅ Approval and Closing: If approved, you’ll receive a loan commitment and proceed with closing, signing documents and transferring funds.
✅ Repayment: Once closed, make regular payments according to the agreed repayment schedule.