Rafelky Cotto

Mortgage Loan Originator/Branch Manager

Let’s get you started with a faster, easier, cheaper mortgage 👇

Rafelky Cotto

Mortgage Loan Originator/Branch Manager

Let’s get you started with a faster, easier, cheaper mortgage 👇

Hi, There! I’m Rafelky Cotto

Meet Rafelky Cotto, a distinguished professional born and raised in the Dominican Republic. Rafelky moved to the United States right after she graduated from high school with honors at the age of 15. Rafelky has thrived in the real estate industry since 2015, starting as an investor and seamlessly transitioning into the loan industry. Her impressive track record includes closing loans in Georgia, Rhode Island, New Jersey, and Florida. What sets Rafelky apart is not just being a top 1% loan officer, but her passion for helping people achieve their dream of homeownership. In 2023 alone, she demonstrated her expertise by successfully closing over 100 loans. Committed to excellence, Rafelky brings a wealth of experience and a proven record of delivering exceptional service to her clients.

Beyond​ her career achievements, ​R​afelky is a devoted family person, proud to have a loving husband and three wonderful children. Rafelky enjoys playing sports as well as spending time with her family and friends.

Rafelky Cotto

NMLS ID# 2405577

Mortgage Loan Originator/Branch Manager

Call or Text: (770) 891-5853

Hi, There! I’m Rafelky Cotto

Meet Rafelky Cotto, a distinguished professional born and raised in the Dominican Republic. Rafelky moved to the United States right after she graduated from high school with honors at the age of 15. Rafelky has thrived in the real estate industry since 2015, starting as an investor and seamlessly transitioning into the loan industry. Her impressive track record includes closing loans in Georgia, Rhode Island, New Jersey, and Florida. What sets Rafelky apart is not just being a top 1% loan officer, but her passion for helping people achieve their dream of homeownership. In 2023 alone, she demonstrated her expertise by successfully closing over 100 loans. Committed to excellence, Rafelky brings a wealth of experience and a proven record of delivering exceptional service to her clients.

Beyond​ her career achievements, ​R​afelky is a devoted family person, proud to have a loving husband and three wonderful children. Rafelky enjoys playing sports as well as spending time with her family and friends.

Rafelky Cotto

NMLS ID# 2405577

Mortgage Loan Originator/Branch Manager

Call or Text: (770) 891-5853

Samantha Suarez

NMLS ID#2448467

Mortgage Loan Officer

Hi, There! I’m Samantha Suarez

Greetings! I'm Samantha Suarez, and I'm thrilled to be a Mortgage Loan Officer here at Best Life Mortgage. Since launching my career in March 2023, I've had the incredible opportunity to assist buyers and investors in navigating the exciting journey of securing their dream homes or investment.

My passion lies in guiding you through the complexities of the mortgage process, ensuring a seamless and tailored experience. I believe that finding the right mortgage is not just a transaction; it's a pivotal step towards creating your best life. On a personal note, I'm a devoted family person. Married and blessed with two amazing kids, family values are at the core of everything I do. I understand the significance of a home as more than just a property—it's a place where your family's story unfolds. In my downtime, you'll catch me engaging in various pursuits. Whether I'm breaking a sweat in a workout session, embracing the great outdoors, or simply enjoying quality time with family and friends, I believe in the importance of a well-rounded and fulfilling life.

Join us at Best Life Mortgage, where your homeownership journey is not just a transaction—it's an investment in your best life.

Hi, There! I’m Yerardin Javier

Yerardin Javier was born in San Francisco de Macorís-a vibrant city rich in culture located in the Dominican Republic. From an early age, Yerardin demonstrated a deep interest in learning, and an insatiable curiosity that would lead her to charting a path full of academic and personal achievements.

Her passion for knowledge and education led her to pursue a bachelor’s degree in marketing, a field that combined her love for creativity, strategy, and communication. Dedicated and committed, Yerardin graduated with honors, standing out not only for her academic skills but also for her ability to lead projects and teams with vision and innovation.

Yerardin sees each day as a new opportunity to learn, a philosophy that has not only enriched her professional career but has also positively influenced her personal life. Her love for studying and constant growth is an inspiration for many, demonstrating that the desire to learn and improve herself is a powerful engine to achieve not only professional success but also personal fulfillment.

Yerardin Javier

Loan officer assistant

Hi, There! I’m Samantha Suarez

Greetings! I'm Samantha Suarez, and I'm thrilled to be a Mortgage Loan Officer here at Best Life Mortgage. Since launching my career in March 2023, I've had the incredible opportunity to assist buyers and investors in navigating the exciting journey of securing their dream homes or investment.

My passion lies in guiding you through the complexities of the mortgage process, ensuring a seamless and tailored experience. I believe that finding the right mortgage is not just a transaction; it's a pivotal step towards creating your best life. On a personal note, I'm a devoted family person. Married and blessed with two amazing kids, family values are at the core of everything I do. I understand the significance of a home as more than just a property—it's a place where your family's story unfolds. In my downtime, you'll catch me engaging in various pursuits. Whether I'm breaking a sweat in a workout session, embracing the great outdoors, or simply enjoying quality time with family and friends, I believe in the importance of a well-rounded and fulfilling life.

Join us at Best Life Mortgage, where your homeownership journey is not just a transaction—it's an investment in your best life.

Samantha Suarez

NMLS ID#2448467

Mortgage Loan Officer

Hi, There! I’m Yerardin Javier

Yerardin Javier was born in San Francisco de Macorís-a vibrant city rich in culture located in the Dominican Republic. From an early age, Yerardin demonstrated a deep interest in learning, and an insatiable curiosity that would lead her to charting a path full of academic and personal achievements.


Her passion for knowledge and education led her to pursue a bachelor’s degree in marketing, a field that combined her love for creativity, strategy, and communication. Dedicated and committed, Yerardin graduated with honors, standing out not only for her academic skills but also for her ability to lead projects and teams with vision and innovation.


Yerardin sees each day as a new opportunity to learn, a philosophy that has not only enriched her professional career but has also positively influenced her personal life. Her love for studying and constant growth is an inspiration for many, demonstrating that the desire to learn and improve herself is a powerful engine to achieve not only professional success but also personal fulfillment.

Yerardin Javier

Loan officer assistant

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Mortgage Loan Originator/Branch Manager

Let’s get you started with a faster, easier, cheaper mortgage 👇

Get a Great Mortgage Rate

Mortgage Loan Originator/Branch Manager

Let’s get you started with a faster, easier, cheaper mortgage 👇